Splitting Expenses
Shared expenses live right in the Hub. Create a group, record who paid what, and let the Hub work out who owes whom.
What You Can Do
Expense Groups
Organize expenses by context — roommates, a trip, a family — each with its own members and currency.
Flexible Splits
Split any expense equally, by percentage, or by exact amounts per person.
Balances & Settlements
Debts are simplified to the fewest payments needed. Record settlements as they happen.
Your First Split, Step by Step
Sign in and open the Expenses page. Click "Create Group" and give it a name (e.g. "Cancun Trip"), an optional description, a type (Friends, Family, Community, or Organization), and a currency. The currency applies to the whole group.
Open your group and switch to the Members tab. Group admins add members by their CyberEco user ID and a display name, choosing a role of Member or Admin. You can remove members from the same tab.
On the Expenses tab, click "Add Expense". Enter a description and amount, pick who paid, and optionally set a date, category, and notes. Then choose who participates and how to split it — equal, percentage, or exact amounts. The form validates that percentages total 100% and exact amounts add up.
The Balances tab shows who owes whom. The Hub simplifies debts across all group expenses so members settle with the fewest possible payments. When everyone is even, you'll see "All settled up!".
Click "Settle" next to a debt. Confirm the amount and optionally note the payment method (cash, bank transfer, etc.) — the actual payment happens outside the Hub; here you record it so balances update for everyone.
Split Methods
Three ways to divide any expense
Equal
The amount is divided evenly among selected participants. Best for restaurant bills, groceries, and shared rides.
Percentage
Assign each participant a percentage totaling 100%. Best for proportional arrangements like rent by room size or income-based splits.
Exact Amounts
Type the precise amount each person owes. Best when people consumed different things on one receipt.
Quick Reference
Common Actions
- Create a group: Expenses page → "Create Group"
- Add an expense: group → Expenses tab → "Add Expense"
- See who owes whom: group → Balances tab
- Record a payment: Balances tab → "Settle"
- Manage members: group → Members tab (admins)
Good to Know
- Each group has one currency, chosen at creation.
- Export a group's full history as JSON from its Settings tab.
- Only owners can delete a group — and it asks you to type the group name to confirm.
- Your complete data (all groups) can be exported from My Data.
Split Your First Bill
Create a free account and set up your first expense group in a couple of minutes.